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0 Knowing the administrative situation of a used vehicle is essential before proceeding with its acquisition. Indeed, some cars can be pledged, but the owner fails to communicate this information to the potential buyer. What exactly does this situation mean? How do you make sure your used car is not pledged? All the details are in the article. You can also check online for 24 hours consultation (ปรึกษาได้ตลอด 24 ชม. which is the term in Thai)
How To Define A Pledged Vehicle?
A pledged car acts as a guarantee with a creditor, often a credit organization or a bank. This type of property is generally prohibited for sale. Only the total repayment of the loan can lead to lifting this pledge. To verify this administrative status on a vehicle, you must apply for a non-pledge certificate.
Why Is A Vehicle Pledged?
A vehicle is pledged for many reasons. Such a situation can, for example, result from the non-payment of fines or fines. When the car owner does not pay his debts, the Treasury is entitled to oppose the sale of his property. A bailiff can also obstruct the transfer of a vehicle when the owner has pledged his car to a creditor. This opposition is effective as long as the credit remains unpaid.
However, in most cases, a vehicle is pledged because its owner purchased it through a financial lease. This status implies that the car still belongs to the credit organization until full payment of the debt. Other rarer causes may justify the pledge of a vehicle. On the one hand, the vehicle is involved in an accident. An expert can therefore request an opposition. Moreover, a judicial opposition is automatically put in place in the case of theft. In all cases, these different types of opposition are recorded in the vehicle’s administrative status certificate.
In What Situations Do You Need A Certificate Of Non-Pledge?
The non-pledge certificate is the document certifying that a vehicle can be freely put up for sale. This document is considered tangible proof for the buyer of a vehicle. It is recommended to ask after this certificate within the framework of a belly between individuals. This recommendation also applies to the acquisition of a used vehicle. Note that without the presence of this certificate, you can’t proceed with a registration procedure.
How To Obtain This Document?
The non-pledge certificate allows a seller to prove that his vehicle is not pledged to a creditor or others. This certificate also contains other relevant administrative information. Indeed, the latter provides information, for example, on the date of the first entry into service of the vehicle. Note that a non-pledge certificate comes in two formats: the simple certificate and the detailed certificate.
A simple certificate certifies the situation of the non-pledge of a vehicle. On the other hand, a detailed certificate is issued if the car is pledged. The latter therefore details the reasons for the opposition.
